Monthly net worth update February 10, 2008 (+35.68%)

As odd as it is, housing is dropping like a rock, but my house has actually done very well since last month. The 35.68% rise in my net worth is due 100% to my house value going up on all six sites I check to calculate that facet of my net worth. I have half a mind to think there is some conspiracy theory going on with the Feds and these real estate sites to try to WILL the housing market back in a positive direction. I actually might write up a post about this in the coming week, hmmmmm… 🙂

My standard 401k, ROTH, and mutual fund investments all took a small dive, but I’m still not worried. I’m sticking to the plan of keeping money in them continuing to put money into them, buying low and then buying more low (and if need be, buying even more low). The stock market takes dives; that is the nature of it over the past 80 years, it WILL come back up, even if it takes 2, 4, or 6 years. If it continues to fall off the face of the planet, we’ve got bigger problems to worry about. So keep your cash in there during this time, it is your best bet long term.

Another peculiarity is that my wifes 401k is up 10% from last month while mine is down 3%; however, we’re both invested in nearly the same things.

Her allocations:
50% invested in:
REREX – (0.83% expense ratio, 19.07% YTD, 4 star Large/Blend from Morningstar)
20% invested in:
DODFX – (0.66% expense ratio, 11.09% YTD, 5 star Large/Value from MorningStar)
20% invested in:
TRRDX – (0.74% expense ratio, 6.35% YTD, 5 star Large/Growth from Morningstar)
10% invested in:
TMDIX – (1.17% expense ratio, 8.44% YTD, N/A from MorningStar)

My allocations:
45% invested in:
DODFX – (0.66% expense ratio, 11.09% YTD, 5 star Large/Value from MorningStar)
30% invested in:
REREX – (0.83% expense ratio, 19.07% YTD, 4 star Large/Blend from Morningstar)
15% invested in:
TRRDX – (0.74% expense ratio, 6.35% YTD, 5 star Large/Growth from Morningstar)
5% invested in:
MPSCX – (0.81% expense ratio, 2.39% YTD, 4 star Small/Blend from MorningStar)
5% invested in:
VDMIX – (0.27% expense ratio, 12.32% YTD, 4 star Large/Blend from MorningStar)

How can that be? I’ll discuss that in a later post, but for now; here is the latest info:

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Filed Under: 401KBlogrollCompensationDebtEmergency fundHouseInsuranceInvestingMutual FundsNet WorthPortfolioReal EstateRetirementROTH IRATimeshareTraditional IRA

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