Well, it’s true. A guy ran into the backside of my car with my and my family inside. Everyone was ok for the most part. The youngest was drinking from a straw in a water bottle and it cut her lip a little bit, but nothing serious. A travesty to her milk, but that’s about it… So how could I possibly have SAVED money on this?
So last October I wrote about “Blog Action Day” and saving the environment, so I recommended GreenDimes and my post was in reference to driving a big rig Suburban. Yes, I drive a pretty big ride, but I need it to shuttle around the kids and stuff I have. I can’t really picture us without it!
How did I save money on this accident?
Welp, the guy that rear-ended me was driving a Geo, which is quite possibly one of the SMALLEST cars on the road. We were on the highway and I had to stop suddenly; he was behind me a little too close apparently and must have hit me going maybe 15 or 20 mph still. The kids were shook up everyone was ok, and I got out to assess the damages.
I got around to the back and saw his car first, the bumper was smashed up pretty good and the hood was scratched, but the guy got out unscathed himself. So that was good. We both met at the back of my car and honestly couldn’t see where he hit me. The biggest hole in his bumper appeared to be squared shaped, which is oddly similar to the shape of the hitch on the back of my ‘burb.
There are pros to driving a big rig
Upon closer inspection, that’s where he hit, I saw a bit of his blue paint still on the hitch, but other than that, the ‘burb was in perfect health. I looked around, under, no scratches or dents. He was pretty happy that we didn’t have to involved the law or insurance in to the setup, and I asked out of curiosity how much it would cost him and he mentioned he’d call and tell me and check to make sure everything was ok on my side as well.
So after we decided there was no need to bring anybody to the scene so he gave me his drivers license info (he had no insurance card on him, more on this later) and we drove off. I drove home and tested out the rest of the ride, looked for fluids, tested everything else out and it ran like a charm.
2 days later he called to inform me that he had caused $1700 in damages by running in to me. I re-informed him that I had no issues and that I felt bad about it so back to my main point of saving big $ off it.
If he really didn’t have any insurance, I’d be left holding the tab unless I wanted to go to court and spend more time and money. Depending on that cost I’d have to reassess whether I’d want it fixed anyway.
A big rig costs a lot more in gas, yes. But it is a BIG rig. Most cars that would run in to it (from this angle anyway) are going to ding up their car a lot worse than I, saving me from repair costs that I can then put into the gas tank. Yes, it’s not a solid strategy for buying a new car to think about other people running into you, but it certainly is something to think about when your family is involved.
I am a fan of the Suburban for it’s size first off; but I can afford the gas, and can certainly afford the “piece of mind” it provides to family safety on the roads…
Photo by: JBMillquist