Category: Uncategorized

My Review On Rich Dad, Poor Dad By Robert Kiyosaki

Oh, where to start with this one; it is a fairly dead horse to beat, but I DID recently read it, and it DOES have to do with my blog as I’m posting anything that has to do with money, and it certainly DOES have to do with money ($7 specifically from the discount book [...]

My Edward Jones ROTH IRA Account Is Invested Nn B Shares - Is That Good?

My Edward Jones ROTH IRA Account Is Invested Nn B Shares – Is That Good?

So I met with my Edward Jones rep 2 weeks ago and he informed me that my ROTH IRA is being invested 100% in NPFBX. Keep in mind, 9 months ago, my goal was to just get a ROTH IRA started again. Now that I’m a bit futher along in my journey, I figured I’d [...]

Why do Poor People Always Win The Lottery?

Why do Poor People Always Win The Lottery?

I got to thinking about this today after reading Hot Air’s post about how they had to pull a lottery game in the UK because the goal of the game was in reference to temperature; more specifically, negative numbers.  People were supposed to scratch the ticket and find if they had a lower number than [...]

How Will Saving $2000 Now Impact Me In 40 Years?

So yesterday I got to thinking about how I would be impacting my retirement account by taking out the $2000.00 for the emergency root canal procedure I bought myself yesterday. How would that money have worked for me over the next 40 years till retirement? Well, if I would have just had that $2000.00 and [...]

How Can I Earn a Passive Income Online?

How Can I Earn a Passive Income Online?

UPDATE! AGLOCO CALLS IT QUITS! How long have people asked this question? I suppose since the beginning of money. I certainly have had my fair share falling for scams. Without a big investment you’re kind of limited in your options. I have never had a lot of cash to work for me so I have [...]

Do I need a Last Will and Testament?

Do I need a Last Will and Testament?

I have been rolling this one over for a bit now and wondering where it fits in my investment path. I just got back from a trip to Australia and probably 3-4 months ahead of it I asked myself the worst case scenario. What happens to my kids? What happens to my house, cars, cat, [...]

How Do You Graciously Decline a Job Offer?

How Do You Graciously Decline a Job Offer?

So the past 4 weeks I’ve been waiting for a job offer to come through. It is in a different department, but in the same company. I’ve interviewed a 3rd time and talked with the hiring manager on several occasions stating that everything SHOULD be in proper order. The salary will fit, the position title [...]

How Much Is Too Much For Homeowners Insurance?

How Much Is Too Much For Homeowners Insurance?

I recently got my bill in the mail from Travelers Insurance. I went with them because when I called up Geico to renew my auto insurance, they mentioned they cut a deal with these guys to give me the best deal on homeowners insurance. But did they? I own a fairly new house (it’s a [...]

Is Investing In Life Insurance Really “Investing”?

I have a $500,000 whole life insurance policy with Hartford Mutual that I pay $200/month to keep up. $8.50 goes to the administrative fee, $100 for the actual coverage itself and the remaining $90.00 goes into the mutual fund. I’ve had it for about 4 years now and I have almost $8,000 in the mutual [...]

How Much Insurance Should I Have On My House?

So in regards to my post How Much Is Too Much I have been back and forth with my possible new insurance agent, and she has offered me an interesting tidbit: “…regarding the home, currently you have it insured for $516,000.  Home insurance covers the dwelling itself and not the land because in the event [...]