Category: Portfolio

Do We Need A MANDATORY Financial Education Curriculum In Our Schools?

Do We Need A MANDATORY Financial Education Curriculum In Our Schools?

One of the major goals of my site (written in my disclaimer) is to be able to give my children a better financial education than I received when I was growing up.  The most financial education I have now is that I should be as frugal as humanly possible in every situation as we didn’t have [...]

How Do I Find a Reliable And Trustworthy Car Mechanic?

How Do I Find a Reliable And Trustworthy Car Mechanic?

Oh how many times has this very question rolled off the tongues of people over the past 100 years? You get your first car, you move to a new city, you broke down in the middle of a trip, you buy a lemon, etc, etc, etc… The list goes on, but the question is still [...]

You Want To Retire Someday - How Much Should You Save Today and Should You Bother?

You Want To Retire Someday – How Much Should You Save Today and Should You Bother?

I think this is always in my top 10 weekly hits from the search engines so I thought I’d give it a bit more justice with a more specific post.  It’s a very general question that takes some digging to find the answer, but we’ll use the big shovel to find if you’re doing the [...]

365 Days of Statistics On My Finances, My Blog Stats, And My Revenue Here @ The MiB

365 Days of Statistics On My Finances, My Blog Stats, And My Revenue Here @ The MiB

I’m a fan of numbers, but I try not to get too wrapped up in them.  They’re good markers, but the main point is to drive through with them and continue improving them.  They can go up and down and really frustrate you if you let them. I’ve more than paid for my site but [...]

Net Worth Update July 16, 2008 [$102,416.87(-9.57%)

Net Worth Update July 16, 2008 [$102,416.87(-9.57%)

Welp, the landscaping and deck building this past week dug deep into the e-fund and overall numbers so they’re not really as bad as they show up because they should both pay off more than the 8k-ish spent on them.

I Took My Money Out Of The Stock Market Because I Knew It Would Fall, Now What?

Well, this is actually the third time I’ve gotten a request like this, and I’ve emailed back both times before. Probably pointing out that I should address it publicly.

Money Hacks Carnival #18 — The History Of Money!

So I did some deep undercover investigation for this weeks carnival digging back in time to bring you The History of Money! Did you know that China was the first to use paper money around the year 1000. It was made from the bar of mulberry trees. Leaves from these trees, you may recall, are [...]

Net Worth Update June 6, 2008 [$113,261.38(-3.08%)]

Net Worth Update June 6, 2008 [$113,261.38(-3.08%)]

June wasn’t as bad as the numbers make it out to be. Yes, I lost about 3k on the net worth, but I bumped up my 401k contribution to 15% this past month along with my wifes. The 3k loss can most likely be contributed to the landscaping addition I tacked on that sucked 3.5k [...]

A Deeper Look at Late Payments and FICO Scores by Barry Paperno

A Deeper Look at Late Payments and FICO Scores by Barry Paperno

While anyone can tell you that late payments will hurt a credit score, what most people don’t know is that there are subtleties in just how the FICO scoring formula treats one late payment from another. For example, some typical questions about late payments are…

How Much SHOULD You Be Putting In Your 401k?

How Much SHOULD You Be Putting In Your 401k?

First thing is first, I’m a big fan of the 401k and not contributing to it if your company offers it is your first big mistake in investing. Your company is giving you a raise every 2 weeks when you use it. Who doesn’t want FREE money? You’d be surprised…