Category: House

Net Worth Update July 16, 2008 [$102,416.87(-9.57%)

Net Worth Update July 16, 2008 [$102,416.87(-9.57%)

Welp, the landscaping and deck building this past week dug deep into the e-fund and overall numbers so they’re not really as bad as they show up because they should both pay off more than the 8k-ish spent on them.

How To Buy A Home With No Money Down!

So it really is quite amazing how liberal banks were with lending money back a few years back, but their purse strings have tightened up significantly in the last year or 2… Buy a home with NO money down? Really? Yes, it actually can be done…we will show you how some folks do it. Of [...]

Money Hacks Carnival #18 — The History Of Money!

So I did some deep undercover investigation for this weeks carnival digging back in time to bring you The History of Money! Did you know that China was the first to use paper money around the year 1000. It was made from the bar of mulberry trees. Leaves from these trees, you may recall, are [...]

“Summer Savings Series” Tip #3 – Everyone Can Save Money This Way In The Heat!

The Money Life Network’s “Summer Savings Series” #3 is courtesy of our beloved power companies. My bill is usually around $200 since I’ve lived here, and I can certainly keep the bill a bit lower just by checking on a few key things…

Net Worth Update June 6, 2008 [$113,261.38(-3.08%)]

Net Worth Update June 6, 2008 [$113,261.38(-3.08%)]

June wasn’t as bad as the numbers make it out to be. Yes, I lost about 3k on the net worth, but I bumped up my 401k contribution to 15% this past month along with my wifes. The 3k loss can most likely be contributed to the landscaping addition I tacked on that sucked 3.5k [...]

My Landscaping Project That Is Going To Stick Me For A Pretty Penny, But It Will Pay Off Later!

My Landscaping Project That Is Going To Stick Me For A Pretty Penny, But It Will Pay Off Later!

So I live in a pretty decent sized house in a cookie cutter neighborhood. We were the last house to be built in the subdivision, and they weren’t even sure they were going to squeeze us in, but they did. In so doing, they gave us a pretty tiny yard, but with my kids growing, [...]

It Costs At LEAST 10MIL To Be In The “Cool Kids Club” This Year; One Million MOST CERTAINLY Isn’t What It Used To Be!

Who would have thought that there’d come a day when 1MIL would officially “not be what it used to be”. According to Yahoo, it happened a while back because the new elite number is 10MIL minimum! How can this be, and how much further are we going to have to climb with inflation? “The tool-and-die [...]

A Deeper Look at Late Payments and FICO Scores by Barry Paperno

A Deeper Look at Late Payments and FICO Scores by Barry Paperno

While anyone can tell you that late payments will hurt a credit score, what most people don’t know is that there are subtleties in just how the FICO scoring formula treats one late payment from another. For example, some typical questions about late payments are…

A Book Review: High School Money by Don Silver – And Some Tips And Tricks With Your Money

It’s geared towards the younger crowd, but I’d have to say that I would have benefited from it when I was growing up. There are even a few tidbits that I took from the book that I enjoyed and certainly agreed with the book as a whole (including SenseToSave’s review)…

Net Worth Update May 9, 2008 [$120,697.64 (+3.55%)]

Net Worth Update May 9, 2008 [$120,697.64 (+3.55%)]

We’re looking up again this month – looks like the mutual funds are coming back a little bit this month. Both the wife and I had good 401k returns this month. The house dropped a bit, but that’s to be expected, but overall we’re looking up again.