Category: Debt

My Monthly Expenses Are High; How Can I Cut Down My Monthly Expenses?

My Monthly Expenses Are High; How Can I Cut Down My Monthly Expenses?

So I decided to try out Flexo’s monthly expense template, and it isn’t looking too promising for me this month.  I’m doling out more than I am taking in this month.  Off the top, that sounds like it is bad, but really it isn’t TOO bad.  I figured my cash allowance was high this past [...]

How Can I Earn a Passive Income Online?

How Can I Earn a Passive Income Online?

UPDATE! AGLOCO CALLS IT QUITS! How long have people asked this question? I suppose since the beginning of money. I certainly have had my fair share falling for scams. Without a big investment you’re kind of limited in your options. I have never had a lot of cash to work for me so I have [...]

How Did I Get INTO Debt/ How Do I Get Out?

How Did I Get INTO Debt/ How Do I Get Out?

Climbing out of debt can be hard, but it is certainly possible. I initially started searching Personal Fianance Blogs a year ago to find a way to climb out of debt myself. RedCouch hosts a blog and isn’t so sure about them, but they’re thriving and helping now! There were not as many as there [...]

How Much Is Too Much For Homeowners Insurance?

How Much Is Too Much For Homeowners Insurance?

I recently got my bill in the mail from Travelers Insurance. I went with them because when I called up Geico to renew my auto insurance, they mentioned they cut a deal with these guys to give me the best deal on homeowners insurance. But did they? I own a fairly new house (it’s a [...]

Is There An Investing Age Gap?

I am 28 years old and I have limited, but learning comprehension of how investing works. I wasn’t taught my my parents, I wasn’t taught by my school, I wasn’t taught by my friends. I came into learning about it more forced than anything else. I went backwards from the standard: Date–>Marry–>Save/Invest–>House–>Child. I went Date–>Child–>Marry–>Child–>House–> [...]

Is Investing In Life Insurance Really “Investing”?

I have a $500,000 whole life insurance policy with Hartford Mutual that I pay $200/month to keep up. $8.50 goes to the administrative fee, $100 for the actual coverage itself and the remaining $90.00 goes into the mutual fund. I’ve had it for about 4 years now and I have almost $8,000 in the mutual [...]

$5 a Gallon For Gas; End Of The World, Or Ripe For The Picking?

Well, it really can be a coin flip as to who is hurt worst by the big rise and oil pushing $150 a barrel today. It’s a shame on one hand, but being a “glass half-full” guy, I can see the silver lining that I’m actually enjoying…

GOOD Decisions I’ve Made On My Investing Journey

I’ve had 2 posts worth of BAD investing decisions so far (1, 2). I didn’t want people to think I’ve not made any GOOD decisions, because I have, just not as many yet. I’m still young, had no financial education, and had some bad financial advice early in my career. But I’m riding the wave [...]

How Much Insurance Should I Have On My House?

So in regards to my post How Much Is Too Much I have been back and forth with my possible new insurance agent, and she has offered me an interesting tidbit: “…regarding the home, currently you have it insured for $516,000.  Home insurance covers the dwelling itself and not the land because in the event [...]

Blog Action Day 2008 – Poverty

Blog Action Day 2008 – Poverty

Some wordI participated in the Blog Action Day 2007 with a post about driving big cars.  It was nice to see the difference a site can make on trying to get the entire blogosphere involved, but clearly they’ve made some big strides in it.  Granted it is once a year, so they have a lot [...]