Category: Credit Cards

How Is Your Credit Score REALLY Calculated?

How Is Your Credit Score REALLY Calculated?

I have actually gotten this one a few times and it really is much simpler than people make it out to be. I don’t know whether it is the credit card companies that want to keep it a secret or that people are just too lazy to go figure it out for themselves, but either [...]

6 Tips For Bumping Up Your Credit Score

I’ve been asked about credit tips a few times since starting this blog so I figured I’d knock out 2 birds (actually 4 emails) with one stone… I’m always up for getting ahead financially when I can, and a good credit score can be a good place to start. However, I haven’t had a need [...]

Net Worth Update April 1, 2008–$116,557.16 (+10.54%)

Net Worth Update April 1, 2008–$116,557.16 (+10.54%)

A few things helped out this months net worth statement: 1. My almost 8k tax refund certainly didn’t hurt anything. I am not going to be getting as much next year as I adjusted my W-4s to better fit my pay scale finally. I’m sick of giving the government a free loan each year; should [...]

What Do I Lose By Not Going To The “Certified” Annual Credit Report Site?

There is still 4 days 3 hours 15 mins and 52 seconds left to get entered for some great free stuff at Hanks Holiday Handout #2 giving away $200+ of prizes! Have you ever noticed how many “get a free credit report” commercials are on tv anymore? How do you know which ones are legit [...]

Hanks Weekly Hangouts #23 (March 29, 2008)

There is still 9 days 23 hours 48 mins and 21 seconds left to get entered for some great free stuff at Hanks Holiday Handout #2 giving away $200+ of prizes! It’s been a good week this week. Easter was good to all I hope. I had an interesting time tossing back and forth the [...]

Hanks Weekly Hangouts #22 (March 22, 2008)

Strange how that works out, Hangout #22 falls on the 22nd. Must be a sign! Go buy a lottery ticket, quick! Another good week at MIB, readership via RSS increased 13% I believe due to a few new advertising structures I’m bouncing around including Entrecard and StumbleUpon Ads. I’ll be discussing those a bit more [...]

The Age Old Question: How Many Credit Cards Should I Have?

Oh how many times have I seen or been asked this one, and I always give the same answer, it depends. I hate giving you the same old song and dance you’ve always heard, so I’ll add on some other VERY beneficial questions you should know the answer to when asking this question…

What Do You Have In Your Wallet – Cash, Credit, Or None Of The Above?

What do you have in your wallet? I’ve always been a big fan of spending only what I had in my wallet and nothing more. Don’t buy on margin, never use layaway, (does anyone still do this?) and under NO circumstances use credit! It probably has a lot to do with how I grew up, [...]

Hanks Weekly Hangouts #21 (March 15, 2008)

This week has been a good week all around for MyInvestingBlog. We had close to 10,000 visitors thanks to a few viral posts, “How do I publicize my blog“, “will Brett Favre’s retirement affect the stock market“, and “a slick StumbleUpon option you may not know about“. Sold a few advertisementing spots and started up [...]