Category: Compensation

Should I Buy a Loaded Mutual Fund?

My mother is not very financially savvy – and when I try to explain anything to her; it can often times take the better part of an hour. It may be her age or the fact she never had any financial education being a stay at home mom, but I like to try to give [...]

What Does It Mean When The Federal Reserve Cuts Interest Rates?

Photo by: gerrietWe hear all this talk about how the “Feds are lowing rates again today” on the news a lot recently, and that we’re falling into a recession. But what does all that mean? How does that help me in the situation I’m in? What do I do now as far as investing?Well, to [...]

What Do I Do During a Bear Market?  What Do I Invest In?

What Do I Do During a Bear Market? What Do I Invest In?

Photo by: artct45If you’re between 20-40 years old, don’t do anything. Stay where you’re at, markets fluxuate. That is their nature and that should have been something you learned before you got it. If this is your first time hearing about it, don’t worry and more importantly, don’t run. Let the traders panic. That is [...]

Do You Still Clip Coupons? Do You Ever Get Any Of Them Online?

Photo by: ninjapoodlesI grew up clipping every single food coupon from every single paper we could find. We’d ping our neighbors and relatives if we saw something worth clipping that didn’t have a limit on the number of coupons. We often times walk into the grocery store with a coupon for every item. My mom [...]

Another Way To Make Money Online; Courtesy Of Microsoft…

Photo by: A Fighting FaithNo, I’m not talking about the ol’ “Bill Gates will send you money if you forward this email” spoof.  I am talking about Microsoft’s Usability Research team.  Clearly Microsoft has a lot of new products that need testing, and it can’t all be done in house; they need a larger audience [...]

Should I Hire An Accountant Or Do My Taxes On My Own?

Photo by: herzogbrMy old man used to tell me, “Hank, you want to find yourself a CPA that will walk you RIGHT UP TO the door of jail, but not let you go in.” I think that’s pretty good advice – take what you can, when you can (legally) because the Government is not going [...]

Keep Your Investments Separate For Different Goals

Photo by: Daquella maneraHow many of you use your 401k for your everything bucket?  I’ve overheard friends and family talk about their 401k like their “all for one long term savings account” saying things like, “I’m going to use my 401k for my kids education” or “my 401k is used for both me and my [...]

Why Is It So Taboo To Talk About Salary And Compensation?

Photo by: takashy How is it that when we can readily see public sector and professional athletes salaries on the web and not bat an eye at it. I’m sure they discuss these things over caviar all the time and it isn’t that big of a deal; but why does middle class America think it [...]

Should I Take Out A Reverse Mortgage On My House?

Should I Take Out A Reverse Mortgage On My House?

My brother mentioned setting my mother up with a reverse mortgage over the holiday break, so I thought I would do some research on what is was and if it was a good idea. I had heard of it before and I have a basic understanding of it, but I figured there had to be [...]

Should I Go To College Or Graduate School To Make More Money?

Should I Go To College Or Graduate School To Make More Money?

A question as old as college I suppose. Colleges need to make money too! What better way to market it than to say you’re DEFINITELY make more money by attending it. Colleges have marketing departments also; they’re businesses just like Walmart and Macys. They’re in the game to make money. Do you NEED to go [...]