Category: advice

GOOD Decisions I’ve Made On My Investing Journey

I’ve had 2 posts worth of BAD investing decisions so far (1, 2). I didn’t want people to think I’ve not made any GOOD decisions, because I have, just not as many yet. I’m still young, had no financial education, and had some bad financial advice early in my career. But I’m riding the wave [...]

What Type Of DISC Profile Does The Standard Investor Have?

What Type Of DISC Profile Does The Standard Investor Have?

In regards to one of my most recent posts at the Q2 Magic Quadrant post, I came across an interesting comment from Pinyo at Moolanomy.com. He asked a question in regards to formula of coming up with MQ itself. I had mentioned in the response that it all plays a role in how you perceive [...]

Should I Go To College Or Graduate School To Make More Money?

Should I Go To College Or Graduate School To Make More Money?

A question as old as college I suppose. Colleges need to make money too! What better way to market it than to say you’re DEFINITELY make more money by attending it. Colleges have marketing departments also; they’re businesses just like Walmart and Macys. They’re in the game to make money. Do you NEED to go [...]

I Figured Out A Way To Use ANY Credit Card At Costco (As They Only Accept AMEX Now)!

I Figured Out A Way To Use ANY Credit Card At Costco (As They Only Accept AMEX Now)!

One of my biggest pet peeves about Costco is how they stick to the American Express credit card only. I am a big fan of using my credit card and saving the Alaska Air Skymiles. I don’t own an American Express card and always have to resort to losing AT LEAST 200 Alaska Air Skymiles [...]

Use Your “Gut” Instinct When Deciding Who And When To Tip

Yes, I’m pretty tight with my money; I’ve done some downright cheap things in my past and I’ve turned out alright. But there is one thing I don’t scrimp on – tipping my food handlers. Let me clarify, tipping my DELIVERY food handlers. They know things and I know OF things they’ve done to poor [...]

How Can I Make More Money?

How Can I Make More Money?

I can almost guarantee that every person on the planet over the age of 15 has asked this question before. And there are a lot of answers for it that thousands (if not millions) of people will tell you how to spend your money if you don’t want to search for yourself. My blog is [...]

My Edward Jones ROTH IRA Account Is Invested Nn B Shares – Is That Good?

My Edward Jones ROTH IRA Account Is Invested Nn B Shares – Is That Good?

So I met with my Edward Jones rep 2 weeks ago and he informed me that my ROTH IRA is being invested 100% in NPFBX. Keep in mind, 9 months ago, my goal was to just get a ROTH IRA started again. Now that I’m a bit futher along in my journey, I figured I’d [...]

How Do You Calculate Net Worth?

So in my last post I mentioned a new and improved way I was planning on calculating my net worth.  The general consensus says that the mortgage is the liability and the house is the asset.  People seem to be getting hung up on the fact that you’re not comparing apples to apples.  You’re comparing [...]

It Worked! A Loophole In The Fine Print

So several months back I wrote about how I Figured Out A Way To Use ANY Credit Card At Costco and was pleasantly surprised by the way it worked.  I hate having to use my debit card for anything as I like the Alaska Air Platinum Plus card to get the air miles on the [...]

6 Tips For Bumping Up Your Credit Score

I’ve been asked about credit tips a few times since starting this blog so I figured I’d knock out 2 birds (actually 4 emails) with one stone… I’m always up for getting ahead financially when I can, and a good credit score can be a good place to start. However, I haven’t had a need [...]