A major challenge for most income orientated investors is finding a way to increase their overall returns in fixed income areas. This is because interest rates are at the lowest levels in decades (which makes it difficult to see higher levels of income). Once inflation is calculated into these figures the position could be taking [...]
A common strategy for most income orientated investors is to purchase dividend stocks. During the last few years, this kind of approach is helping to increase the overall returns in a portfolio. A good example of this can be seen by looking at the performance of dividend stocks in comparison with growth stocks. In 2011, [...]
A common challenge for most investors is finding a reliable strategy to build for retirement. The main reason is from most people becoming caught up in the emotional swings that can occur in the markets. This is when they will often make decisions to buy or sell (which could have negative implications on their retirement [...]
A common challenge that most investors will encounter is selecting the best advisor. The main reason is because most sound good. Yet, underneath it all their track record is less than desirable. In the case of retirement planning, having the wrong individual can lead to disastrous results. Over the course of time, this can make [...]
By Jason Van Steenwyk Congratulations on taking the initiative to learn more about the investment world! It’s vitally important, and no one is going to be more interested in looking out for your future than you are. Mutual funds are crucial investments for most of us – especially for those of us who aren’t covered [...]
Photo by: artct45If you’re between 20-40 years old, don’t do anything. Stay where you’re at, markets fluxuate. That is their nature and that should have been something you learned before you got it. If this is your first time hearing about it, don’t worry and more importantly, don’t run. Let the traders panic. That is [...]
How many of you use your 401k for your everything bucket? I’ve overheard friends and family talk about their 401k like their “all for one long term savings account” saying things like, “I’m going to use my 401k for my kids education” or “my 401k is used for both me and my wifes retirements” or [...]
Photo by: emdot Only 0 days 5 hours 2 minutes left until Hanks Holiday Handout drawing! To make my goal of having my net worth be $1,000,000USD by 2020 I need to have a plan laid out. Yes it will change through the years, My wife and I will get raises; we won’t get the [...]
Only 5 days 5 hours 02 minutes left until Hanks Holiday Handout drawing! Hank – I have a few “target date” mutual funds in my 401k plan from Fidelity. They are: Fidelity Freedom 2010 FFFCX Fidelity Freedom 2015 FFVFX Fidelity Freedom 2020 FFFDX Fidelity Freedom 2025 FFTWX Fidelity Freedom 2030 FFFEX Fidelity Freedom 2035 FFTHX [...]
I wrote last month about my bad decisions I’ve made investing, and the more I think about it, the more I have. So let’s pick up where I left off: 7. “Investing in Life Insurance” is officially a bad decision. I’ve basically had a savings account with my Universal Life Policy for the past 5 [...]
