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	<title>Comments on: Are Stay-At-Home Parents Setting Themselves Up For A Big Fall These Days?</title>
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		<title>By: Stay at Home Moms Make Money Online</title>
		<link>http://www.myinvestingblog.com/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2169</link>
		<dc:creator>Stay at Home Moms Make Money Online</dc:creator>
		<pubDate>Sat, 14 Mar 2009 03:23:15 +0000</pubDate>
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		<description><![CDATA[Thank you for the wonderful tips!

I truly believe that moms at home can find success making money online!]]></description>
		<content:encoded><![CDATA[<p>Thank you for the wonderful tips!</p>
<p>I truly believe that moms at home can find success making money online!</p>
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		<title>By: Sherry</title>
		<link>http://www.myinvestingblog.com/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2168</link>
		<dc:creator>Sherry</dc:creator>
		<pubDate>Sun, 05 Oct 2008 15:08:58 +0000</pubDate>
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		<description><![CDATA[some of my friend can&#039;t be SAHM any more because their children growing older and they need pay their education etc.

&lt;em&gt;Sherry&#039;s last blog post..&lt;a href=&#039;http://iluvcontest.blogspot.com/2008/10/win-cold-hard-cash-from-new-look.html&#039; rel=&quot;nofollow&quot;&gt;Win cold hard cash from New Look Houston&lt;/a&gt;&lt;/em&gt;]]></description>
		<content:encoded><![CDATA[<p>some of my friend can&#8217;t be SAHM any more because their children growing older and they need pay their education etc.</p>
<p><em>Sherry&#8217;s last blog post..<a href='http://iluvcontest.blogspot.com/2008/10/win-cold-hard-cash-from-new-look.html' rel="nofollow">Win cold hard cash from New Look Houston</a></em></p>
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		<title>By: Debt Advice Free</title>
		<link>http://www.myinvestingblog.com/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2165</link>
		<dc:creator>Debt Advice Free</dc:creator>
		<pubDate>Sun, 21 Sep 2008 09:05:16 +0000</pubDate>
		<guid isPermaLink="false">http://myinvestingblog.com/2008/08/25/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2165</guid>
		<description><![CDATA[Hi Hank

This was such an interesting post that the first time I read it I could have written a book in response!  It raises so many interesting points.

I suppose the first thing to say is that it&#039;s sad that you, your brothers, and your mother had this experience, it must have been tough on all of you.  Things that happen while you are growing up have a big and long-lasting affect on you.  My Father&#039;s ill-health and early retirement on health grounds when I was in my teens resulted in me not going to college and instead starting work at the age of 16 (because I was happier contributing to our family budget than taking out of it).

I think that once you have children you enter a time on your life when it is very hard to get the balance between home and work right (I would almost say that it is impossible).  Whatever you decide to do you will always find yourself (or others) questioning it.

My wife and I have tried various things over the years (my eldest child is now 13) from both of us working full-time (very stressful) to my wife staying at home and me working 4 days/week (I think this one was my favorite!).  Currently I work full-time and my wife works some evenings/weekends providing lessons for mums-to-be.  It has the advantage that we don&#039;t have to pay anything for childcare, but it does mean that we don&#039;t get to see each other as much.

On the subject of your Dad declaring bankruptcy, I have written a related post on what the consequences of your partner &lt;a href=&quot;http://debtadvice4free.com/2008/09/11/implications-of-your-partner-being-declared-bankrupt/&quot; rel=&quot;nofollow&quot;&gt;declaring bankruptcy&lt;/a&gt; that might be of interest to your readers.  It is written with UK-law in mind, but there are probably some points of general interest.

Thanks again for the interesting post.

Neil

&lt;em&gt;Debt Advice Free&#039;s last blog post..&lt;a href=&#039;http://debtadvice4free.com/2008/09/17/debt-consolidation-can-help-your-debt-problem/&#039; rel=&quot;nofollow&quot;&gt;Debt Consolidation Can Help Your Debt Problem&lt;/a&gt;&lt;/em&gt;]]></description>
		<content:encoded><![CDATA[<p>Hi Hank</p>
<p>This was such an interesting post that the first time I read it I could have written a book in response!  It raises so many interesting points.</p>
<p>I suppose the first thing to say is that it&#8217;s sad that you, your brothers, and your mother had this experience, it must have been tough on all of you.  Things that happen while you are growing up have a big and long-lasting affect on you.  My Father&#8217;s ill-health and early retirement on health grounds when I was in my teens resulted in me not going to college and instead starting work at the age of 16 (because I was happier contributing to our family budget than taking out of it).</p>
<p>I think that once you have children you enter a time on your life when it is very hard to get the balance between home and work right (I would almost say that it is impossible).  Whatever you decide to do you will always find yourself (or others) questioning it.</p>
<p>My wife and I have tried various things over the years (my eldest child is now 13) from both of us working full-time (very stressful) to my wife staying at home and me working 4 days/week (I think this one was my favorite!).  Currently I work full-time and my wife works some evenings/weekends providing lessons for mums-to-be.  It has the advantage that we don&#8217;t have to pay anything for childcare, but it does mean that we don&#8217;t get to see each other as much.</p>
<p>On the subject of your Dad declaring bankruptcy, I have written a related post on what the consequences of your partner <a href="http://debtadvice4free.com/2008/09/11/implications-of-your-partner-being-declared-bankrupt/" rel="nofollow">declaring bankruptcy</a> that might be of interest to your readers.  It is written with UK-law in mind, but there are probably some points of general interest.</p>
<p>Thanks again for the interesting post.</p>
<p>Neil</p>
<p><em>Debt Advice Free&#8217;s last blog post..<a href='http://debtadvice4free.com/2008/09/17/debt-consolidation-can-help-your-debt-problem/' rel="nofollow">Debt Consolidation Can Help Your Debt Problem</a></em></p>
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		<title>By: Posts That Motivate and Inspire Week #5 &#124; The Passive Dad</title>
		<link>http://www.myinvestingblog.com/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2166</link>
		<dc:creator>Posts That Motivate and Inspire Week #5 &#124; The Passive Dad</dc:creator>
		<pubDate>Mon, 15 Sep 2008 07:20:13 +0000</pubDate>
		<guid isPermaLink="false">http://myinvestingblog.com/2008/08/25/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2166</guid>
		<description><![CDATA[[...] Investing Blog wrote Are Stay-At-Home Parents Setting Themselves Up For A Big Fall These Days? If you&#8217;re a SAHM or SAHD you&#8217;ll find it very interesting. A good debate exchange can be [...]]]></description>
		<content:encoded><![CDATA[<p>[...] Investing Blog wrote Are Stay-At-Home Parents Setting Themselves Up For A Big Fall These Days? If you&#8217;re a SAHM or SAHD you&#8217;ll find it very interesting. A good debate exchange can be [...]</p>
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		<title>By: Scott @ The Passive Dad</title>
		<link>http://www.myinvestingblog.com/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2167</link>
		<dc:creator>Scott @ The Passive Dad</dc:creator>
		<pubDate>Wed, 10 Sep 2008 00:17:08 +0000</pubDate>
		<guid isPermaLink="false">http://myinvestingblog.com/2008/08/25/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2167</guid>
		<description><![CDATA[Being A SAHD and WAHD, my thought is that raising my children is a full time job whether I work at home or in a corporate office 60 miles away.  The thought of entering the corporate world again makes me sick to my stomach, but I&#039;d do it in a second if our financial situation changed.  We were dinks for 10 years before having children, so both my wife and I had years of corporate experience under our belts.  I hated my career, and my wife still loves hers.  Easy decision for both of us, I would stay home and work part-time.  I think it would be much harder for a stay-at-home spouse to try and make the transition to the corporate world if they didn&#039;t have any prior work experience.  It is still possible, and your mom is proof that hard work and determination will get you through hard times.

&lt;em&gt;Scott @ The Passive Dad&#039;s last blog post..&lt;a href=&#039;http://feeds.feedburner.com/~r/thepassivedad/BEqd/~3/387637630/&#039; rel=&quot;nofollow&quot;&gt;Alternative Income Idea: Stringing Tennis Rackets&lt;/a&gt;&lt;/em&gt;]]></description>
		<content:encoded><![CDATA[<p>Being A SAHD and WAHD, my thought is that raising my children is a full time job whether I work at home or in a corporate office 60 miles away.  The thought of entering the corporate world again makes me sick to my stomach, but I&#8217;d do it in a second if our financial situation changed.  We were dinks for 10 years before having children, so both my wife and I had years of corporate experience under our belts.  I hated my career, and my wife still loves hers.  Easy decision for both of us, I would stay home and work part-time.  I think it would be much harder for a stay-at-home spouse to try and make the transition to the corporate world if they didn&#8217;t have any prior work experience.  It is still possible, and your mom is proof that hard work and determination will get you through hard times.</p>
<p><em>Scott @ The Passive Dad&#8217;s last blog post..<a href='http://feeds.feedburner.com/~r/thepassivedad/BEqd/~3/387637630/' rel="nofollow">Alternative Income Idea: Stringing Tennis Rackets</a></em></p>
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		<title>By: Weekend Reading: September 7, 2008 &#124; Moolanomy</title>
		<link>http://www.myinvestingblog.com/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2164</link>
		<dc:creator>Weekend Reading: September 7, 2008 &#124; Moolanomy</dc:creator>
		<pubDate>Sun, 07 Sep 2008 17:37:28 +0000</pubDate>
		<guid isPermaLink="false">http://myinvestingblog.com/2008/08/25/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2164</guid>
		<description><![CDATA[[...] Are Stay-At-Home Parents Setting Themselves Up For A Big Fall These Days? at My Investing Blog &#8212; Hank shares a terrific story about his family, and how his mom had to re-enter the workforce after 20 years of being a stay at home mom.  Is this still a viable option? [...]]]></description>
		<content:encoded><![CDATA[<p>[...] Are Stay-At-Home Parents Setting Themselves Up For A Big Fall These Days? at My Investing Blog &#8212; Hank shares a terrific story about his family, and how his mom had to re-enter the workforce after 20 years of being a stay at home mom.  Is this still a viable option? [...]</p>
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		<title>By: hank</title>
		<link>http://www.myinvestingblog.com/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2163</link>
		<dc:creator>hank</dc:creator>
		<pubDate>Sat, 06 Sep 2008 00:36:01 +0000</pubDate>
		<guid isPermaLink="false">http://myinvestingblog.com/2008/08/25/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2163</guid>
		<description><![CDATA[@Suzanne - You make a good point on the &quot;visa versa&quot; side if mom worked all that time and missed out on the kids, but I&#039;m just bringing up the point of having a better understanding of the consequences.  Yea, I didn&#039;t want my parents marriage to fail, but looking back, my mom really did put all her eggs in one basket.

I&#039;m just saying to keep the options open - build and trust your partner for sure, but keep that 1% of your pie in the background keeping your skills honed.  Why wouldn&#039;t you want to mitigate any risk you can.  It&#039;s sad and very unethical, but I think might be worth it if you ever have to use it.  If not, well, you learned something along the way and you have a wonderful spouse.  ;)

@Adam - So says the &lt;a href=&quot;http://www.prb.org/Articles/2003/TraditionalFamiliesAccountforOnly7PercentofUSHouseholds.aspx&quot; rel=&quot;nofollow&quot;&gt;Population Reference Bureau&lt;/a&gt; - it&#039;s definitely a change from how I grew up for sure, but times are a changin&#039; they say!

@ Benjamin - agreed that the tone was a little rough, but at the same time, I was trying to drive the point home that not &lt;em&gt;every&lt;/em&gt; family can be &quot;The Brady Bunch&quot;.  I wish it were so, but I think Donna hit on it pretty straight in saying that it DOES happen these days - albeit much less than everyone would want, but devoting a small amount of time to keeping up with your profession may pay off big in the end.

@Donna Freedman - Thanks for stopping by and chiming in!  Like I said above, it&#039;s a tough road to haul for sure with marriage, and a huge kudos to those that can stick with it until the end.  Good point about the sudden death as well, it may not just be a cheating or dishonest spouse, it may just be a natural death and you&#039;re still in the same situation with nothing left and rebuilding your repertoire for the work force.]]></description>
		<content:encoded><![CDATA[<p>@Suzanne &#8211; You make a good point on the &#8220;visa versa&#8221; side if mom worked all that time and missed out on the kids, but I&#8217;m just bringing up the point of having a better understanding of the consequences.  Yea, I didn&#8217;t want my parents marriage to fail, but looking back, my mom really did put all her eggs in one basket.</p>
<p>I&#8217;m just saying to keep the options open &#8211; build and trust your partner for sure, but keep that 1% of your pie in the background keeping your skills honed.  Why wouldn&#8217;t you want to mitigate any risk you can.  It&#8217;s sad and very unethical, but I think might be worth it if you ever have to use it.  If not, well, you learned something along the way and you have a wonderful spouse.  <img src='http://www.myinvestingblog.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>@Adam &#8211; So says the <a href="http://www.prb.org/Articles/2003/TraditionalFamiliesAccountforOnly7PercentofUSHouseholds.aspx" rel="nofollow">Population Reference Bureau</a> &#8211; it&#8217;s definitely a change from how I grew up for sure, but times are a changin&#8217; they say!</p>
<p>@ Benjamin &#8211; agreed that the tone was a little rough, but at the same time, I was trying to drive the point home that not <em>every</em> family can be &#8220;The Brady Bunch&#8221;.  I wish it were so, but I think Donna hit on it pretty straight in saying that it DOES happen these days &#8211; albeit much less than everyone would want, but devoting a small amount of time to keeping up with your profession may pay off big in the end.</p>
<p>@Donna Freedman &#8211; Thanks for stopping by and chiming in!  Like I said above, it&#8217;s a tough road to haul for sure with marriage, and a huge kudos to those that can stick with it until the end.  Good point about the sudden death as well, it may not just be a cheating or dishonest spouse, it may just be a natural death and you&#8217;re still in the same situation with nothing left and rebuilding your repertoire for the work force.</p>
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		<title>By: Donna Freedman</title>
		<link>http://www.myinvestingblog.com/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2162</link>
		<dc:creator>Donna Freedman</dc:creator>
		<pubDate>Sat, 06 Sep 2008 00:11:24 +0000</pubDate>
		<guid isPermaLink="false">http://myinvestingblog.com/2008/08/25/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2162</guid>
		<description><![CDATA[@Benjamin: The sad and, yes, sometimes bitter fact is that marriages DO dissolve. Sometimes it&#039;s a bolt from the blue. That online computer course may save your life, or at least enable you to keep your head above water while you retool your life.
Another possibility: serious illness or sudden death of a spouse. Would you be prepared to re-enter the workforce if something happened to your Mr. or your Mrs.?
Work like hell on your marriage, never take your partner for granted -- but make sure you&#039;re fully apprised of finances and saving for your OWN retirement. As they say, &quot;Pray to God, but row for shore.&quot;]]></description>
		<content:encoded><![CDATA[<p>@Benjamin: The sad and, yes, sometimes bitter fact is that marriages DO dissolve. Sometimes it&#8217;s a bolt from the blue. That online computer course may save your life, or at least enable you to keep your head above water while you retool your life.<br />
Another possibility: serious illness or sudden death of a spouse. Would you be prepared to re-enter the workforce if something happened to your Mr. or your Mrs.?<br />
Work like hell on your marriage, never take your partner for granted &#8212; but make sure you&#8217;re fully apprised of finances and saving for your OWN retirement. As they say, &#8220;Pray to God, but row for shore.&#8221;</p>
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		<title>By: Benjamin</title>
		<link>http://www.myinvestingblog.com/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2161</link>
		<dc:creator>Benjamin</dc:creator>
		<pubDate>Thu, 04 Sep 2008 23:41:55 +0000</pubDate>
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		<description><![CDATA[The article certainly has a &quot;bitter&quot; tone.

For all of the stay at home parents, don&#039;t let your job skills lapse should you decide to stay home with your kids because your spouse might abandon you and your family!

I can here it know:

&quot;Honey, why are you taking that online computer class?&quot;

&quot;Well, dear.  I want to make sure that my job skills are current in the event that you abandon me and the kids!&quot;

&lt;em&gt;Benjamin&#039;s last blog post..&lt;a href=&#039;http://www.treesfullofmoney.com/2008/09/do-it-yourself-homemade-solar-water.html&#039; rel=&quot;nofollow&quot;&gt;Do It Yourself Solar Water Heater&lt;/a&gt;&lt;/em&gt;]]></description>
		<content:encoded><![CDATA[<p>The article certainly has a &#8220;bitter&#8221; tone.</p>
<p>For all of the stay at home parents, don&#8217;t let your job skills lapse should you decide to stay home with your kids because your spouse might abandon you and your family!</p>
<p>I can here it know:</p>
<p>&#8220;Honey, why are you taking that online computer class?&#8221;</p>
<p>&#8220;Well, dear.  I want to make sure that my job skills are current in the event that you abandon me and the kids!&#8221;</p>
<p><em>Benjamin&#8217;s last blog post..<a href='http://www.treesfullofmoney.com/2008/09/do-it-yourself-homemade-solar-water.html' rel="nofollow">Do It Yourself Solar Water Heater</a></em></p>
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		<title>By: Adam</title>
		<link>http://www.myinvestingblog.com/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2160</link>
		<dc:creator>Adam</dc:creator>
		<pubDate>Thu, 04 Sep 2008 16:38:35 +0000</pubDate>
		<guid isPermaLink="false">http://myinvestingblog.com/2008/08/25/are-stay-at-home-parents-setting-themselves-up-for-a-big-fall-these-days/#comment-2160</guid>
		<description><![CDATA[Those statistics about household situations are eye opening. Is it really only 7% of households have a single income and have children? I guess I am in that minority then. It truly is a sad thing. I am so thankful that I earn enough so my wife can stay home and take care of our 4 beautiful children.

&lt;em&gt;Adam&#039;s last blog post..&lt;a href=&#039;http://feeds.feedburner.com/~r/prosperly/~3/382690416/&#039; rel=&quot;nofollow&quot;&gt;The Best Way To Launch A New Product Online&lt;/a&gt;&lt;/em&gt;]]></description>
		<content:encoded><![CDATA[<p>Those statistics about household situations are eye opening. Is it really only 7% of households have a single income and have children? I guess I am in that minority then. It truly is a sad thing. I am so thankful that I earn enough so my wife can stay home and take care of our 4 beautiful children.</p>
<p><em>Adam&#8217;s last blog post..<a href='http://feeds.feedburner.com/~r/prosperly/~3/382690416/' rel="nofollow">The Best Way To Launch A New Product Online</a></em></p>
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