Comments on: A conversation with a Charles Schwab associate about funding a ROTH IRA and their options for it. (Part 1) http://www.myinvestingblog.com/a-conversation-with-a-charles-schwab-associate-about-funding-a-roth-ira-and-their-options-for-it-part-1/ Teach Your Money To Think! Tue, 15 May 2012 17:10:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Paul @ MoneyAnswerTree http://www.myinvestingblog.com/a-conversation-with-a-charles-schwab-associate-about-funding-a-roth-ira-and-their-options-for-it-part-1/#comment-306 Paul @ MoneyAnswerTree Fri, 16 May 2008 13:21:15 +0000 http://myinvestingblog.com/2007/12/06/a-conversation-with-a-charles-schwab-associate-about-funding-a-roth-ira-and-their-options-for-it-part-1/#comment-306 Hey Hank. That Charles Schwab Guy seemed very helpful. Glad I am with them. :) I don't know why you were in B shares, Isn't that for people investing a LOT of money? When I picked my share classes in my Roth IRA, I looked at my investment timeline, expense ratio, and loads. I have my Roth IRA with American Funds, in class-c shares. There is no front load, and no deferred load as long as my money is in the shares for at least 12 months. After the 12 months, there is no load. Because there are no loads there is a slightly higher expense ratio of 1.35%. I chose to put into class-c shares because I planned on using this money for a home. Whether I do or not I'm happy with the 0% loads on either end. <em>Paul @ MoneyAnswerTree's last blog post..<a href='http://feeds.feedburner.com/~r/moneyanswertree/~3/291614461/' rel="nofollow">REIT Funds Are the Hot Properties Now</a></em> Hey Hank. That Charles Schwab Guy seemed very helpful. Glad I am with them. :)

I don’t know why you were in B shares, Isn’t that for people investing a LOT of money?

When I picked my share classes in my Roth IRA, I looked at my investment timeline, expense ratio, and loads. I have my Roth IRA with American Funds, in class-c shares. There is no front load, and no deferred load as long as my money is in the shares for at least 12 months. After the 12 months, there is no load. Because there are no loads there is a slightly higher expense ratio of 1.35%.

I chose to put into class-c shares because I planned on using this money for a home. Whether I do or not I’m happy with the 0% loads on either end.

Paul @ MoneyAnswerTree’s last blog post..REIT Funds Are the Hot Properties Now

]]> By: Why don’t people share their knowledge at work? - My Investing Blog http://www.myinvestingblog.com/a-conversation-with-a-charles-schwab-associate-about-funding-a-roth-ira-and-their-options-for-it-part-1/#comment-305 Why don’t people share their knowledge at work? - My Investing Blog Thu, 10 Jan 2008 18:51:13 +0000 http://myinvestingblog.com/2007/12/06/a-conversation-with-a-charles-schwab-associate-about-funding-a-roth-ira-and-their-options-for-it-part-1/#comment-305 [...] to make money. Share that information and you’re going to see your salary increase, your portfolio, your net worth, and your retirement nest egg when you start investing that extra money you got [...] [...] to make money. Share that information and you’re going to see your salary increase, your portfolio, your net worth, and your retirement nest egg when you start investing that extra money you got [...]

]]> By: I’m ditching my Edward Jones deferred-loaded, “B” shares ROTH IRA. - My Investing Blog http://www.myinvestingblog.com/a-conversation-with-a-charles-schwab-associate-about-funding-a-roth-ira-and-their-options-for-it-part-1/#comment-304 I’m ditching my Edward Jones deferred-loaded, “B” shares ROTH IRA. - My Investing Blog Sat, 15 Dec 2007 16:27:23 +0000 http://myinvestingblog.com/2007/12/06/a-conversation-with-a-charles-schwab-associate-about-funding-a-roth-ira-and-their-options-for-it-part-1/#comment-304 [...] comes Charles Schwab - Honestly, it is the infancy stage, and I’m sure there may be bumps along the way. But [...] [...] comes Charles Schwab – Honestly, it is the infancy stage, and I’m sure there may be bumps along the way. But [...]

]]> By: A conversation with a Charles Schwab associate about funding a ROTH IRA and their options for it. (Part 3) - My Investing Blog http://www.myinvestingblog.com/a-conversation-with-a-charles-schwab-associate-about-funding-a-roth-ira-and-their-options-for-it-part-1/#comment-303 A conversation with a Charles Schwab associate about funding a ROTH IRA and their options for it. (Part 3) - My Investing Blog Thu, 13 Dec 2007 19:48:39 +0000 http://myinvestingblog.com/2007/12/06/a-conversation-with-a-charles-schwab-associate-about-funding-a-roth-ira-and-their-options-for-it-part-1/#comment-303 [...] about funding a ROTH IRA and their options for it. (Part 3) Add And the final piece (Parts 1 and 2) to this investing saga, which I 100% am comfortable with comes now.  I am completely on [...] [...] about funding a ROTH IRA and their options for it. (Part 3) Add And the final piece (Parts 1 and 2) to this investing saga, which I 100% am comfortable with comes now.  I am completely on [...]

]]> By: A conversation with a Charles Schwab associate about funding a ROTH IRA and their options for it. Part 2 - My Investing Blog http://www.myinvestingblog.com/a-conversation-with-a-charles-schwab-associate-about-funding-a-roth-ira-and-their-options-for-it-part-1/#comment-302 A conversation with a Charles Schwab associate about funding a ROTH IRA and their options for it. Part 2 - My Investing Blog Thu, 13 Dec 2007 06:38:01 +0000 http://myinvestingblog.com/2007/12/06/a-conversation-with-a-charles-schwab-associate-about-funding-a-roth-ira-and-their-options-for-it-part-1/#comment-302 [...] a ROTH IRA and their options for it. Part 2 Add In keeping with the flow of the conversation (Part one can be found here) - things have been a pretty good road so far on it. I like the speed at which the rep is getting [...] [...] a ROTH IRA and their options for it. Part 2 Add In keeping with the flow of the conversation (Part one can be found here) – things have been a pretty good road so far on it. I like the speed at which the rep is getting [...]

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